Storms can wreak havoc on your home, particularly on your roof. Understanding how storm damage impacts your roofing warranty is crucial to ensuring you’re protected. Here’s what you need to know about storm damage and roofing warranties.
Understanding Roofing Warranties
Roofing warranties generally come in two types: manufacturer’s warranties and workmanship warranties. Manufacturer’s warranties cover defects in roofing materials, while workmanship warranties cover installation errors. Each type has specific terms and conditions that dictate what is covered and for how long.
Manufacturer’s Warranties
Manufacturer’s warranties typically cover the cost of defective materials for a specified period, usually ranging from 20 to 50 years. However, these warranties often have limitations and may not cover all types of damage. It’s important to read the fine print to understand what is and isn’t covered.
Workmanship Warranties
Workmanship warranties are provided by the contractor who installs your roof. These warranties generally cover issues related to improper installation. The length and coverage of these warranties vary by contractor, so it’s essential to get details upfront.
Storm Damage Coverage
When it comes to storm damage, roofing warranties can be complex. Most warranties will not cover damage caused by severe weather, such as hurricanes, tornadoes, or hailstorms, as these are considered Acts of God. Instead, such damage is typically covered by your homeowner’s insurance policy. It’s crucial to review your insurance policy to ensure you have adequate coverage for storm damage.
Filing a Claim
If your roof suffers storm damage, the first step is to document the damage with photos and detailed notes. Contact your insurance company to file a claim. They will likely send an adjuster to assess the damage. Simultaneously, notify your roofing contractor. If the damage is due to a defect or installation error, the warranty may still apply.
Maintenance and Preventive Measures
To keep your roofing warranty valid, regular maintenance is essential. Most warranties require periodic inspections and timely repairs of any issues. Neglecting maintenance can void your warranty. Ensure you understand the maintenance requirements stipulated in your warranty agreement.
Regular maintenance and prompt attention to storm damage are key to protecting your roof and your investment. If you need help with storm damage or understanding your roofing warranty, contact Jack The Roofer (720) 722-2255 or fill out our contact form to schedule an appointment.