Understanding Insurance Policies and Time Limitations

Since it can be daunting to deal with roof storm damage, it’s a good idea to hire a roofing company to assess your situation. A reputable roofer will be able to help you make an informed decision by providing important details, including the deadline for filing an insurance claim for storm damage.

Some insurers set a one-year timeline from the date when the storm damage occurred, while others may provide a window as short as 60 days. As a reliable roofing company in Centennial, CO, Jack The Roofer discusses your insurance policy and its time limitations.

Factors That Affect the Timeliness of Filing Claims

The severity of the storm damage and how long it takes before a full assessment can be made are crucial factors to consider when you file a claim. As such, be sure to document the damage as soon as the storm passes and capture photographic evidence. Before calling your insurance provider, it’s best to hire professional asphalt roofing contractors in Parker, CO, to determine the extent of the storm damage to your roof. All of these can help fortify your claim and prove you’re entitled to be compensated for repairs.

Talk to Your Insurance Provider

Prompt communication with your insurance provider is paramount. As soon as you have finished discussing the damage with your roofer, contact them about your intent to file a claim. Don’t forget to review your insurance policy and its claim submission process. These can all make a difference in getting the compensation you deserve.

Exceptions and Extensions to Time Limitations

Even with defined deadlines, there are scenarios where extensions or waivers may be granted. Some states have statutes of limitations for insurance claims. There may be some instances where an ongoing dispute with your insurer could allow for an extension. In complicated cases, seek advice from an insurance attorney or public adjuster. 

Get in Touch With Us!

Early and consistent communication with your insurance provider when dealing with storm damage is crucial. Don’t wait until it’s too late to get the compensation you deserve! At Jack The Roofer, we can guide you through the insurance claim process and keep you up-to-date. As the trusted roofing contractor in Parker, CO, we understand the importance of having a well-maintained roof. For a free consultation, call us at (720) 722-2255, or fill out our contact form.